Ingat sa biyahe,
ingat din sa padala.
See how INGAT protects your family's future
A quick walkthrough of how easily you can connect your wallet, specify split ratios, and lock financial goals.
How INGAT Works
A simple, secure on-chain flow ensuring money is spent wisely and saved reliably.
1. Connect Wallet
The OFW Sender connects their Freighter wallet extension securely to the Stellar Testnet.
2. Set Split Allocation
Enter the receiver's address, split percentages (e.g. 60% spending, 40% goals), and goal unlock date.
3. Execute Deposit
Confirm and sign the deposit transaction. Funds are instantly split into the designated buckets.
4. Secure Withdrawals
The receiver withdraws available funds at any time. Goal funds remain locked until the set date.
Core Features
Everything you need to send, split, and protect remittances — powered by Stellar and Soroban.
Programmable Split Remittance
Instantly divide deposits into a Spending bucket and a Goal bucket using custom ratios. No manual budgeting or mental math required.
On-Chain Goal Lock
Lock goal savings on-chain using smart contracts until a set date. Capital is fully protected and secured by Soroban ledger leases.
Emergency Early Access
Receivers can request emergency early access to locked funds. Senders retain full oversight to approve or reject requests with strict cool-down rules.
Freighter Wallet Security
Connect securely using Freighter Wallet. Sign and verify transactions client-side without exposing private keys or seed phrases.
Unified Dashboard & History
Seamlessly toggle between Sender and Receiver roles. View real-time balances, track lock timers, and review permanent transaction logs.
Address Book Aliases
Assign names to wallet addresses to easily recognize senders and receivers across all transaction logs, active buckets, and early request views.